GIFTS OF CASH

How it works:

1. You send a check, wire funds, or contribute online to AMIT.
2. AMIT uses your donation to help our children.

Benefits:

1. Use the simplest asset to make a donation - no appraisal or acceptance requirements as with gifts of appreciated property.
2. Deliver a gift that AMIT can use immediately.
3. Receive a full charitable deduction.

BEQUEST OF GIFTS

How it works:

1. An amendment, called a codicil, is added to your will.
2. With your codicil, your will does not have to be redrafted.

Benefits:

1. Your wishes are executed after you pass away.
2. AMIT uses your donation for the purposes you specify.

GIFTS OF APPRECIATED SECURITIES

How it works:

1. You transfer securities to AMIT.
2. AMIT sells your securities and uses the proceeds.

Benefits:

1. You receive a gift credit and an immediate tax deduction for the fair market value of the securities on the date of transfer, no matter what you originally paid for them.
2. You pay no capital gains tax on the securities you donate when they have appreciated value.
3. You can have the satisfaction of making a significant gift now.

GIFTS OF REAL ESTATE

How it works:

1. You deed your home, a commercial building, or investment property to AMIT.
2. AMIT may use the property for its own purposes, or will sell it and use the proceeds for its own purposes.

Benefits:

1. You receive an income tax deduction for the fair market value of the real estate, no matter what you originally paid for it.
2. You pay no capital gains tax on the transfer.

GIFTS OF RETIREMENT ASSETS

How it works:

1. You name AMIT as the beneficiary of your IRA, 401(k) or qualified plan.
2. Any residual in your plan when you die passes to AMIT
   tax-free.

Benefits:

1. You can escape both income and estate tax levied on the residual left in your retirement account by leaving it to AMIT.
2. You can continue to take withdrawals during your lifetime.
3. You can change your beneficiary if your circumstances change.
4. You can elect to leave retirement plan assets to AMIT through your will or revocable trust instead.
5. You can have the satisfaction of knowing that your retirement will support AMIT when you are gone.

GIFTS OF LIFE INSURANCE

How it works:

1. You can provide now for a future gift to AMIT by naming AMIT owner and beneficiary of a policy insuring your life.
2. You make annual payments to AMIT in the amount of the premium payments or continue the premium payments and name AMIT as the beneficiary.
3. When the policy matures the proceeds are paid to AMIT, applied to the program you designated.

Benefits:

1. You can make a significant gift from income instead of capital.
2. Your gift, offsetting the premium payments paid by AMIT, is fully deductible.
3. You can use your insurance policy to help finance an endowed gift.
4. You build the future financial strength of AMIT.

CHARITABLE GIFT ANNUITIES

How it works:

1. You transfer cash, securities or other property to AMIT.
2. AMIT establishes an annuity with the cash, securities or other property.
3. Beginning on a specified date AMIT begins to pay you, or another annuitant, fixed annuity payments for life.
4. The principal passes to AMIT when you pass away.

Benefits:

1. You receive an immediate income tax deduction for a portion of your gift.
2. You can postpone your annuity payments until you need them.
3. The longer you defer your payments, the higher the effective rate you will receive. In the meantime, the principal grows tax-free.
4. You can have the satisfaction of making a significant gift now that benefits both you and AMIT later.

CHARITABLE REMAINDER ANNUITY TRUST

How it works:

1. You transfer cash, securities or other appreciated property into the trust
2. The trust makes fixed annual payments to you or to anyone you name.
3. When the trust ends, the principal passes to AMIT.

Benefits:

1. You receive an immediate income tax deduction for a portion of your contribution to the trust.
2. You pay no capital gains tax on any appreciated assets you donate.
3. You or your designated income beneficiaries receive stable, predictable income for life.
4. You can have the satisfaction of making a significant gift that benefits you now and AMIT later.

CHARITABLE REMAINDER UNITRUST

How it works:

1. You transfer cash, securities or other appreciated property into the trust.
2. The trust pays a percentage of the market value of the assets re-valued annually to you or to the beneficiaries you name.
3. When the trust ends, the principal passes to AMIT.

Benefits:

1. You receive an immediate income tax deduction for a portion of your contribution to the trust.
2. You pay no capital gains tax on appreciated assets you donate.
3. You or your designated beneficiaries receive income for life or a term of years.
4. You can make additional gifts to the trust as your circumstances allow and qualify for additional tax deductions.
5. You can have the satisfaction of making a significant gift that benefits you now and AMIT later.

CHARITABLE LEAD TRUST

How it works:

1. You contribute cash, securities or other property to a trust.
2. The trust makes fixed annual payments to AMIT for a specified term of years.
3. When the trust ends, the remaining principal goes to your heirs.

Benefits:

1. You qualify for a gift tax deduction for the present value of the annuity payments to AMIT.
2. The annuity payments and the term of the trust can be specified in such a way so as to reduce or even eliminate the transfer of taxes due when the principal reverts to your heirs.
3. All appreciation that takes place in the trust goes tax-free to your heirs.
4. You can use your available estate tax credit to further reduce taxes on transfers to your heirs.
5. You can have the satisfaction of making a significant gift to AMIT now that reduces the taxes due on transfers to your heirs later.